FSCS in-default register

David E. Smith & Company Ltd

Declared in default29 November 2016FRN 137651

What this means for you

Because David E. Smith & Company Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

David E. Smith & Company Ltd (FRN 137651) was declared in default by the Financial Services Compensation Scheme on 29 November 2016. The firm's regulatory product classification is not specified in available records. Eligible customers may claim compensation under FSCS protection limits applicable to the firm's authorised activities, though specific product categories and compensation entitlements cannot be determined without further product-type documentation.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.