FSCS in-default register

Colin Smith (deceased) trading as Colin Smith Insurance Brokers

Declared in default4 October 2007FRN 119155

What this means for you

Because Colin Smith (deceased) trading as Colin Smith Insurance Brokers has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Colin Smith Insurance Brokers, operating under FRN 119155, was declared in default by the Financial Services Compensation Scheme on 4 October 2007. The firm, which traded under the name of its proprietor Colin Smith (deceased), provided insurance broking services to customers. Former customers of the firm may be entitled to FSCS compensation of up to 90% of their claim with no upper limit for insurance products.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.