FSCS in-default register

R W Insole & Company

Declared in default9 December 2003FRN 134036

What this means for you

Because R W Insole & Company has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

R W Insole & Company (FRN 134036) was declared in default by the Financial Services Compensation Scheme on 9 December 2003. The firm's product types were not specified in available records. Former customers may be entitled to FSCS compensation, though the specific limit depends on the financial products involved; deposits and mortgages are typically covered up to £85,000, investments up to £85,000, and insurance claims at 90% of loss with no upper limit.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.