FSCS in-default register

R Brereton (deceased) t/a Pike Smith & Kemp Mortgage Services

Declared in default4 September 2007FRN 137692

What this means for you

Because R Brereton (deceased) t/a Pike Smith & Kemp Mortgage Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

R Brereton (deceased), trading as Pike Smith & Kemp Mortgage Services (FRN 137692), was declared in default by the Financial Services Compensation Scheme on 4 September 2007. The firm's product offerings cannot be determined from available records. Eligible customers of the firm may be entitled to FSCS compensation, though the specific limits depend on the products held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.