FSCS in-default register

L & C (Insurance Brokers) Limited

Declared in default11 August 2005FRN 140887

What this means for you

Because L & C (Insurance Brokers) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

L & C (Insurance Brokers) Limited (FRN 140887) was declared in default by the Financial Services Compensation Scheme on 11 August 2005. The firm operated as an insurance broker, arranging insurance products for customers. Former customers of the firm may be eligible for FSCS compensation of up to 90% of their claim with no upper limit, in accordance with the scheme's insurance protection rules.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.