FSCS in-default register

Breightmet Credit Union Limited

Declared in default18 December 2006FRN 213799

What this means for you

Because Breightmet Credit Union Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Breightmet Credit Union Limited (FRN 213799), a UK-regulated financial services firm, was declared in default by the Financial Services Compensation Scheme on 18 December 2006. The firm's specific product offerings are not documented in available records. Former customers may be entitled to FSCS compensation, though entitlement limits depend on the product types held at the time of default.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.