FSCS in-default register

3 Counties Mortgages

Declared in default17 September 2014FRN 304229

What this means for you

Because 3 Counties Mortgages has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

3 Counties Mortgages, a UK-regulated mortgage lender operating under FRN 304229, was declared in default by the Financial Services Compensation Scheme (FSCS) on 17 September 2014. The firm provided mortgage products to customers. Eligible customers may be entitled to FSCS compensation of up to £85,000 for mortgage-related claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.