FSCS in-default register

Harmans Ltd, trading as Forces Financial

Declared in default30 November 2016FRN 221363

What this means for you

Because Harmans Ltd, trading as Forces Financial has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Harmans Ltd, which traded as Forces Financial (FRN 221363), was declared in default by the Financial Services Compensation Scheme on 30 November 2016. The firm's specific product offerings cannot be determined from available data. Eligible customers may be entitled to compensation up to the applicable FSCS limits depending on the type of financial products they held.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.