FSCS in-default register

Premier Insurance Company Ltd

Declared in default14 October 2025FRN 494111

What this means for you

Because Premier Insurance Company Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Premier Insurance Company Ltd (FRN 494111) has been declared in default by the Financial Services Compensation Scheme as of 14 October 2025. The firm provided general insurance and contracts of insurance to customers. Former customers who held eligible insurance policies may be entitled to compensation of up to 90% of their claim value, with no upper monetary limit.

Products this firm wrote

General insuranceContracts of insurance

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.